Real people, real case studies + how we have helped!
OPERATING UNDER THE RIGHT BUSINESS STRUCTURE
It was a really cold day, the rain was making the job dangerous, his sub-contractor just hadn’t turned up when Graham decided it was time to get some help.
He was operating as a sole trader roof plumber and could see the potential for work in the ever increasing housing boom. He was a very skilled operator and hard worker, but couldn’t do it all on his own and really needed to set up a reliable team. He had been offered a lucrative contract, but it would mean supplying two gangs of tradespeople and another vehicle. He just didn’t know where to start or how he would afford it.
INVESTING IN RETIREMENT +
We see this often – one member of a couple has already retired (or perhaps has never worked), and the spouse is considering retiring but they are unsure if they can afford it.
When we met Damian and Edwina, they were physically tired and wanted to stop working before they got to a point where their bodies were so burnt out they would not be able to do all the things they dreamed of in retirement. They were concerned that they could not afford to retire and assumed they would not be entitled to anything from Centrelink because they own an investment property.
FINANCIAL SATISFACTION + THE POWER OF UPDATING LEGAL DOCUMENTS
Advisory + legal
Andrew lost his wife suddenly late last year, six months after having major heart surgery myself. The tragedy and stress of last year made Andrew re-evaluate his life and made him question what he was doing and why.
Andrew decided life is too short and decided he wanted to travel around Australia with his dog at his own pace with no fixed agenda or time frames. Andrew’s only problem was he didn’t know how he was going to afford to do this.
MAXIMISING CENTRELINK +
- John & Mary Smith have a SMSF with a balance of $306,000. This is Mary’s super balance as John has been drawing on his super balance in retirement.
- John is aged 70 and Mary is aged 65 and are both retired.
- They recently sold their home and will receive $810,000 net proceeds as a result of the sale.
DISCLAIMER: these case studies are based on the individual needs and circumstances of individual clients and should not be taken as advice for your own situation